Don't know whether this is a 'proper' loan word, but then again, we're not too bothered here, huh. This is one of those words that English has no decent translation of, and therefore it fills an empty spot. I'd be happy to hear any better English words to describe it than that which the average Eng-Ger dictionary comes up with - cosiness, snugness, sociability, etc. It might be described in English as the relaxed, casual, and open atmosphere which occurs a some social gatherings, usually involving alcohol. This word is mainly used in southern Germany, often in sentences which refer to Bierfeste like Oktoberfest. At the moment the Starkbier Fest, or Nockerberg as it's known to the Bavarians is on. It claims many a tourist, because the beer is 8-9 %, black and heavy. Tonight I'm going out with some British and American foreigners who are very keen on German beer - so we'll see what happens.