I've notice over the years, there are old style riddles-- like Alex's

Alive without breath,
As cold as death;
Never thirsty, ever drinking,
All in mail never clinking. . . . . .

and the only one i remember--

Riddle me this, riddle me that--
What's over your head, and under your hat?


and newer (American ?) that simply pose a question--no rhyme, no form, just a question and answer.

okay i admit it.. i am dumb-- what is the answer-- hsif isn't a big enough hint.