It's so funny that you ask that, because I was thinking about that very same thing, and I think not. The VCV pattern makes the U say it's name (sorry, that's my teacher explanation...), so following that logic, URL would start like "urge". But I guess it's maybe because U is pronounced "you", and since it starts that way, so I went in that direction. But it doesn't matter anyway, because I've spelled it out from then on!