What would holiday cheer be without Aramis the Intolerant’s Grinch counter to Fal the Coddler? Those de-volved acronyms (one really from RaDAR) are not so troublesome. But real acronyms mean what they mean, in any context. If SAM is not clear enough and additional wind is so gratifying, by all means one should utter “SURFACE-TO-AIR MISSILE”. Part of the tragedy is that some of those should never have been invented, particularly with a last letter denoting System, Program, Syndrome, Card, and most of all Number. The banking industry should have gone with PID. cool