re:it wouldn't be too difficult to work the passwords out as they would usually follow some kind of ID.


well that is one advantage of the newer windows OS's they require you to press 'cont +alt +del" (contol/alt/delete) to get to log in screen.. and since cont/alt/delete can not be done remotely, (the combo is used because it is in effect a hardware switch, not a software one) no one can get to your log in remotely..

and i try to have all my passwords saved, and run a good encryption software.. then they are a bit safer.. (not that i care if someone logs into the NY times under my name!(which they would have to figure out, plus my password.) memory palaces are best for multiple passwords, or use the same password, and change it every three months.. (that takes disipline.)