Dis- is an interesting prefix. It's like cancelling out everything you're about to say before you say it.

I'd discourage (and perhaps entirely dissuade you from) such a negative perspective, WW.


Edit: I meant to say that I think disintermediation, taken to mean simply "the process of cutting out the (middle)man/men", is a useful word. It stands distinct from empowering the consumer, which may be the avowed aim of the process.