This sounds disturbingly close to mathematics and not being good at it, please tell me the outcome. I will know how to spend it.
Maybe if you were in the US government you could spend it. Normal folks like us would be kinda hard pressed to spend that kind of money.
Oh, I think every one of us might be capable of *spending* it. On the other hand, it is likely that very few would be capable of accumulating it especially with today's interest rates.
As for the mathematics of the proposal: I have done them a couple of times in my younger years; but did not keep a record of the product so I cannot give a report on the total.
The problem does remind me of the performance of my duties while serving in the US Air Force. I was a nuclear measurements technician. Without going into the particulars -- because I have discovered that the mass of the work that the military organization of which I was member is still classified after nearly 50 years, we analyzed chemically and physically the debris from nuclear explosions. One of the gadgets we used was a counting device called an Autoscaler. Its main working part was a bank of eleven Eccles-Jordan Multivibrators. These were rather larger vacuum tubes -- yes, this was before transistors and micro-chips. They were flip-flop circuits that counted digitally. 2-4-8-16-32-64-128-256-512-1024-2048-&-4096.
If pennies, that is only US$40.96. But, that would take only 13 days. From there, the totals mount up rapidly. $81.92. 163.84. etc.
