Let's remember that, strictly speaking, it's champerty that brings the courts to the little guy. Think about the typical car accident victim - you can be sure, most of the time, that his attorney is being paid on a contingency basis. In other words, the attorney doesn't get paid unless the plaintiff gets an award at trial. The attorney takes a big chance that she won't get paid for her time and effort, and the plaintiff/victim gets a shot at compensation without taking the big financial risk of losing. This is also beneficial to the system - a contingency fee attorney won't take a case unless it's a pretty strong one, because it otherwise wouldn't be worth the almost certain financial loss.

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