Dear Shanks .. the American English rules for the use of quotes within sentences is one of the things covered in the AP Stylebook. I said the entry was too long to copy on to screen but my decision was really because making an error in transcribing the meticulous examples would be only too easy to do. Buying a copy from the nearest AP office would assure "local" differences observed. Filing on the wire has universal criteria. Editors receiving copy from other nations would be familiar with common differences and would look up anything that seemed off/odd. The post was so long I didn't want to go into all the ramifications and permutations ... if I threw anyone off I do apologize. In my editing days I found the newer the writer the more commas! I am now converting to short sentences and giving up commas for Advent. Aloha, WOW