Hmm. Two things have just occurred to me, both relating to the way coffee-and is said. The first surprised me--I realized that I say cawfee; if I try to give it the same o sound that I give collar, it comes out nasal and very unpleasant to my ears. Odd that I can say one but not the other! Anyway--I think, were I to ever use this expression, I don't think I'd say cawfee-AND; I'd probably say CAWfee-and.