My Dear Wow~

*i* just wanted to state, for the record, that reading your post made me think just a bit about my capricious attitude towards such things. (funny... my husband can say it til he's blue in the face, yet when a relative stranger mentions the importance of banking security it somehow takes on greater importance... but then, you're a stranger whose wisdom i admire )

as for any of your posts being offensive... no worries! we have Sparteye for that!