Question to US'ns: I've heard that direct payment didn't really take off in the US. True or false? Do you personally use cash a lot?

I get my paycheck direct deposited, I have, for the last two years gotten my Federal tax refund EFTed to me. I generally buy my gas with debit/ATM card but not my groceries; there is a charge for the latter but not the former. I do direct payment on three of my monthly bills (out of eight??).