In Wind in the Willows, Mister Toad wears a waistcoat. Mister Toad lives in the UK. In the US, there is no such thing as a waistcoat. What Mister Toad wears is called a vest. In the UK, a vest is an undergarment worn under a shirt. In the US, this garment is called an undershirt. In the UK, there is no such thing as an undershirt. Right?