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Joined: Oct 2009
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haller Offline OP
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Hi,
I hope you can help me. I'm writing a computer program to be used for personal money management, and I'm hung up in the design process.

I need a word (or short term) that describes gift certificates, in-store credits (as when you return an item without a receipt), and gift cards/cash cards (MC/Visa cards that may be received for a product rebate or as a gift), and also differentiates them from "deposit accounts" (checking and savings accounts) and "credit accounts" (credit cards, etc.). The most relevant difference for my purpose is that the gift certificates, and the others in the group, start off at a certain monetary value which reduces as the money value is spent, and generally it’s not possible to add money value back to them.

Thanks very much.

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old hand
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Would "voucher" fit the bill?

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haller Offline OP
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Voucher is interesting, I hadn't thought of it. But I'm not sure.

Here are the ideas I’ve com up with so far. I thought someone might be able to improve or fix one, but I’m also wide open to not using any of them.

finite credit balances
finite usable funds
finite credit funds
available credit balances
credit holdings
finite principal resources
usable credit balances

None seems descriptive or natural sounding enough, and I need the word or term to be intuitively understandable and as unambiguous as possible.

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Pooh-Bah
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Hall: If you haven't already been there, and if you have the patience,

http://onelook.com/?w=*&loc=revfp2&clue=gift+certificate+credit


dalehileman
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Hi, haller; how about limited-use Somethings? Limited-use funds, maybe? Limited-use seems intuitively understandable to me--and I know nothing about finance.

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What about 'Chips' or 'Tokens'?

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What do you need this term for? If it's just a label in a program something like CashEquiv might work.

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haller Offline OP
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Thanks everybody.

dalehileman, interesting website. I didn't see the answer though.

Jackie, I too thought of the word "limited" but decided against it because 1)it's kind of a downer word, and 2) it's too ambiguous. I replaced it in my musings with "finite", which I decided was even more of a downer even it it might be a bit less ambiguous.

Olly, I don't think chips or tokens would be quite right. They're too ambiguous and unintuitive.

Faldage, the label must be intuitively understood by users and fit with the chemistry of the program. So it is important to get it right. Credit cards could also be considered cash equivalents, but they fall under the "credit accounts" category.

What about "spendable credit balances"?

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For me that's not instantly intuitive, but familiarization with your program should render that point moot. I ran finite through thesaurus.com; I'll post what it gave me, in case any of these fit your bill:
bound, bounded, circumscribed, conditioned, confined, definable, definite, delimited, demarcated, determinate, exact, fixed, limited, precise, restricted, specific, terminable

belted, bordered, boundaried, circumscribed, compassed, contiguous, defined, definite, delimited, determinate, edged, encircled, enclosed, encompassed, enveloped, fenced, finite, flanked, fringed, girdled, hedged, hog-tied, limitary, restricted, rimmed, ringed, surrounded, walled

bound, bounded, checked, circumscribed, confined, constrained, controlled, curbed, defined, delimited, determinate, finite, fixed, hampered, hemmed in, local, modified, narrow, particular, precise, qualified, reserved, restrained, sectional, topical

animate, bipedal, corporeal, creatural, earthly, ecce homo, ephemeral, evanescent, fading, finite, frail, fugacious, impermanent, momentary, passing, perishable, precarious, sublunary, temporal, transient, weak, worldly

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Zed Offline
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Voucher (or non-renewable voucher) is the most intuitive for me. Whatever you put someone will miss the meaning though, so can you use examples the first time? e.g. "using vouchers (ie credit balances, gift cards etc) will enable..."

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